Proudly Serving Those Who Serve

VA Home Loans
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VA Home Loan Features

  1. Competitive rates
  2. No down payment
  3. Easier to qualify
  4. No monthly mortgage insurance required.*

*Note: While there is no monthly mortgage insurance requirement, there is typically a VA funding fee.


What You Can Expect From Us

We know that purchasing a home is one of the largest financial transactions a person will make within their lifetime.  We’re honored to have the opportunity to help bring homeownership within reach for hundreds of clients each year.

Customer Service

We put an emphasis on delivering a great experience for our clients. We’re committed to making the process as easy and seamless as possible.

A Home Loan That Works For You

Our primary goal is to finding the right home loan to fit your current and future financial needs. We love helping people achieve their dream of homeownership.

From Our Team

Supporting Our Vets

We know that “home” has a special meaning for military families. That’s why we’re honored to have the opportunity to help service members and vets across the country purchase their dream homes.

Our organization is also committed to hiring veterans and their immediate family members. Over 70% of our current employees have served or have an immediate family member that has served. As we look forward, our commitment to veterans remains critical to who we are and how we do business. We thank you for your service to our country.

The HomeVantage Mortgage Team

Understanding Your Benefits

VA Home Loan Eligibility

In order to obtain a VA home loan, you must first get a VA Home Loan Certificate of Eligibility (COE).  Veterans, active duty personnel, guard and reserve members and military spouses may qualify for this certificate.  To learn more about the eligibility requirements, check out the basic eligibility guidelines below:

Veterans: The largest class of eligible borrowers is veterans. A veteran must have served at least 90-days of continuous service during wartime, or served 181 days of active service during peacetime and will need to provide evidence of their military discharge with form DD-214, and the discharge must be read as an “honorable, under honorable conditions or general.”

Active Duty Personnel: Those who are currently serving in any branch of the Armed Forces may qualify by showing evidence of at least 90-days of continuous service during wartime, or 181 days of active service during peacetime.

Guard and Reserve Members: Current National Guard and Armed Forces Reserve members with at least six years of service are also eligible for the VA home loan benefit.

Surviving Spouses: If you are the spouse of a service member who has died in the line of duty or as a result of a service-related disability you may be eligible for the VA home loan program.

For additional eligibility information, visit the US Department of Veterans Affairs or give one of our home loan specialists a call at (512) 592-3840 .

Talk To Us

(512) 592-3840


About Us
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
HomeVantage Mortgage is a division of Austin Capital Bank SSB.
NMLS: 810021

Contact Us

3305 Steck Ave.
Austin, TX 78757
Phone: (512) 592-3840