Four Reasons To Refinance Your Mortgage
Refinancing To A Fixed Rate
Shorten Your Loan Term
Take Cash Out
Lower Your Monthly Payments

How Much Does It Cost To Refinance?
Refinancing and the fees associated a new mortgage are very similar to the fees that you paid on your original mortgage. Typically you’ll pay a loan origination fee, an appraisal fee, closing costs, etc.
As you contemplate refinancing your mortgage, you’ll want to consider your break-even point. This is generally the amount of time you’ll need to stay in your home in order to recoup the costs associated with refinancing your mortgage. It’s important to remember, the break-even point is only one consideration in the equation, much of this depends on why you are refinancing. Your mortgage banker can help you understand all fees and costs associated with refinancing your mortgage.
Looking To Refinance Your VA Loan?
VA homeowners looking to refinance have access to one of the most streamlined refinance options: the VA Interest Rate Reduction Refinance Loan (IRRRL).
The IRRRL program offers homeowners with an existing VA loan an opportunity to refinance with minimal costs, paperwork, and fewer requirements. If you’re interested in refinancing your VA home loan, we’ve got you covered.

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We’ve been helping customers afford the home of their dreams for many years and we love what we do.
HomeVantage Mortgage is a division of Austin Capital Bank SSB.
NMLS: 810021
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3305 Steck Ave.
Austin, TX 78757
Phone: (512) 592-3840
info@homevantage.com