Michael Brouse

Mortgage Banker

NMLS# 805832

Main Phone: (707) 888-8230

About Michael Brouse

I am a Mortgage Planning Specialist.

I help retired homeowners who are struggling financially to strategically use their home equity to increase cash flow and to hedge against stock market volatility.

What I Do: A Reverse Mortgage is a loan designed to help older homeowners manage their retirement more effectively by allowing them to convert a portion of their home equity into liquid assets while retaining ownership of the home.

How It Works: Reverse Mortgages requires no monthly payments and they can be easier to qualify for than traditional financing. Not having to make a monthly mortgage payment can make it easier to pay for daily living or prepare for emergency expenses. Instead, repayment is deferred as long as the client resides in and maintains the property as well as pays property taxes, homeowner’s insurance, and other related property charges. Best of all, the required mortgage insurance provides non-recourse protection.

Who I Work With: I work with Real Estate agents, traditional “forward” Loan Officers, Financial Planners, Divorce Attorneys, and homeowners ages 62 years and older.

What you can expect from us:

We’re here to guide you through the process and will be by your side every step of the way.

Customer Service

We put an emphasis on delivering a great experience for our clients.  We’re committed to making the process as easy and seamless as possible.

A Home Loan That Works For You

We’re committed to finding the right home loan to fit your current and future financial needs. We love helping people achieve their dream of homeownership, and will work tirelessly with you to find a solution that works.


We know when you come to us for a home loan or to refinance your mortgage you’re looking for a partner that can get the job done.  We’re honored to have the opportunity to work with you. Here are a few things you can expect from us: 30-day closing, impeccable follow-up, and transparent rates and fees.

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Reviews on Facebook

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Mike Brouse is very honest and he is always looking for ways to help the client, he found the right company for my reverse mortgage 10 years ago my husband and i are very grateful to him, we trust him with our financial decisions

Sylvia V.

Mike Brouse was our go-to guy for arranging our reverse mortgage. Despite the complexity and length of the process of filing paperwork and dealing with multiple agencies, Mike was completely reliable and maintained regular contact with us. He always kept his word and was helpful in navigating the burgeoning reverse mortgage industry. We found him to be completely trustworthy at every level.

David G.

Contact Michael Brouse

Do you already have a new home picked out?

Working with real estate agent?

Contact Details
Phone: (707) 888-8230
Email: mbrouse@homevantage.com

981 Mission Street
San Francisco, CA 94105

Hours of Operation
Mon – Fri
9am to 5pm


HomeVantage Mortgage is a division of Austin Capital Bank SSB #810021

8100 Shoal Creek Blvd.
Austin, TX 78757