Karlton E. Govan

Mortgage Banker

NMLS# 652305

Main Phone: 901-701-1339

About Karlton E. Govan

Mortgage banker Karlton Govan believes in the value of homeownership and understands that each individual’s financial situation is unique. His goal is to make the home loan process as easy and seamless as possible and find the right mortgage to get you into your dream home. Karlton has a deep understanding of the many loan programs on offer at HomeVantage and works closely with his clients to find the right home loan product to fit their needs. If you’re thinking about purchasing a new home or refinancing an existing mortgage, Karlton would be happy to talk to you about your current and long-term needs. Whether you’re looking to purchase your first home or your fifth, or thinking of refinancing, contact Karlton today to get started.

The Karlton Govan Lending Team is powered by

What you can expect from us:

We’re here to guide you through the process and will be by your side every step of the way.

Customer Service

We put an emphasis on delivering a great experience for our clients.  We’re committed to making the process as easy and seamless as possible.

A Home Loan That Works For You

We’re committed to finding the right home loan to fit your current and future financial needs. We love helping people achieve their dream of homeownership, and will work tirelessly with you to find a solution that works.


We know when you come to us for a home loan or to refinance your mortgage you’re looking for a partner that can get the job done.  We’re honored to have the opportunity to work with you. Here are a few things you can expect from us: 30-day closing, impeccable follow-up, and transparent rates and fees.

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Reviews on Zillow

63 Reviews Zillow Logo

Great experience!

  • LOAN TYPE:Purchase

Karlton and his team provided exceptional customer service throughout the loan process for purchasing our new home. They were quick to answer any questions we had and extremely accessible. Karlton is extremely knowledgeable and provided great advice ...

Karlton is amazing!

  • LOAN TYPE: Purchase

Karlton was simply amazing. Not only was he a total professional but he also works fast which I needed in my situation. I would highly recommend him. Buying a home can be stressful enough so finding a lending is crucial and he helped me the whole way...

Reviews on Facebook

See more review on 

Karlton’s team is phenomenal and highly recommended!! If you need to get the job done, KARLTON IS THE ONE!! =>

Amie R.

I love working with Karlton and his team. He not only treats my clients with care and integrity, putting their needs first, he also stays on top of paperwork to make sure we close on time. I highly recommend The Karlton Govan Lending Team.

Rebecca F.

Contact Karlton E. Govan

Do you already have a new home picked out?

Working with real estate agent?

Contact Details
Phone: (901) 701-1339
Email: kgovan@homevantage.com

46 Timber Creek Dr.
Cordova, TN 38018

Hours of Operation
Mon – Fri
9am to 5pm


HomeVantage Mortgage is a division of Austin Capital Bank SSB #810021

8100 Shoal Creek Blvd.
Austin, TX 78757