About HomeVantage Mortgage

HomeVantage Mortgage is a division of Austin Capital Bank. We’re a full-service residential mortgage bank founded by an entrepreneurial group of executives with decades of origination experience. Their goal was to build a company that puts an emphasis on helping our customers, clients and business partners.

We have a passion for this business that can be seen in our streamlined operations, simple technology tools and a commitment to giving back to the communities that we serve. Our teams have helped tens of thousands of clients over the years, and we’d be honored to have the opportunity to help you.

Whether your buying a home, building a home or refinancing your mortgage, we hope that you’ll consider our team at HomeVantage Mortgage. We’re here to help.

Brad Cullipher

Brad Cullipher


Bradley Cullipher serves as CEO of the HomeVantage Mortgage Division at Austin Capital Bank SSB. Brad has been in the mortgage industry as an active and successful Executive Level Manager and Producer since 2003. In his role as CEO of HomeVantage, he is responsible for the day-to-day initiatives and development of ACB’s residential mortgage company.

Prior to Joining ACB’s leadership team, Brad served as Executive Vice President, Branch Manager, and Executive Level Coach-Mentor at Bridgeview Bank Mortgage Company.

Brad is a licensed loan officer, a certified Mortgage Planner, and has held a real estate license since 2006. He is also a proud army veteran and father of three.

Dayna McElreath

Dayna McElreath


Dayna McElreath serves as President of the HomeVantage Mortgage Division at Austin Capital Bank. In her role as President, Dayna has been instrumental in the development of ACB’s mortgage division.   

Dayna brings over three decades of banking and financial institution leadership to Austin Capital Bank. Prior to joining ACB, Dayna held positions as Senior VP of Production and Vice President of Operations at Sente Mortgage. 

Dayna graduated from the University of Texas at Austin with a Bachelor of Journalism in Public Relations.  She is the current Director of the Texas Mortgage Bankers Association and is a former member of Mortgage Industry Advisory Committee.

What you can expect from us:

We’ve got a great team of Mortgage Bankers with decades of experience.  We’re here to guide you through the process and will be by your side every step of the way.

Customer Service

We pride ourselves on delivering great customer experience for all of our clients. We'll keep you informed every step of the way and always try to go the extra mile to make sure you get all the answers and information you need.

A Loan That Works For You

We love helping people achieve their dream of homeownership. We'll help you find the right home loan to fit your current and future financial needs and work tirelessly to find the solution that works best for you.


We're committed to delivering the best value for our customers and we’d be honored to have the opportunity to work with you. Here are a few things you can expect from us: 30-day closing, impeccable follow-up, and transparent rates and fees.


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About Us
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
HomeVantage Mortgage is a division of Austin Capital Bank SSB.
NMLS: 810021

Contact Us

3305 Steck Ave.
Austin, TX 78757
Phone: 512-852-8883